توطين رواتب موظفي القطاع العام في العراق ودوره في تعزيز الشمول المالي في البنوك

الملخص

The aim of this paper is to determine the influence of the accounting information system on the localization of salaries on enhancing financial inclusion in banks. This study utilises the data from the content analysis of the 37 banks. The study used employees who have localized their salaries within the banks since the launch of the project until the end of 2021 (3,985,608) employees and the number is constantly increasing until all employees are localized in the country. This project is a step It is important towards expanding financial inclusion within the country, especially since its stated goal is to reduce the financial costs of the process of paying salaries, increase bank accounts opened with banks, and increase the number of individuals participating in the financial system, which will necessarily increase, as well as creating an atmosphere of competition among them in order to provide better Offers in order to obtain the largest number of customers (employees) who will localize their salaries (37) banks contributed to this project, in order to receive employees who wish to localize their salaries.